Privacy Policy

Effective Date: 01 January 2026

1. Introduction

This Privacy Policy applies to the mobile application"OFM Credit Society" (also referred to as the "Application").

This mobile application has been developed and is maintained by MOHITRAJ RESEARCH TECH PRIVATE LIMITED for the Ordnance Factory Salary Earner’s Co-operative Credit Society (Muradnagar – Ghaziabad). The application is the official mobile platform for the Society's registered members and provides secure access to member financial services and account information.

The application provides secure digital access to member financial information including Share Money, Fixed Deposits (FD), Recurring Deposits (RD), PTF, TF, Loan accounts, and related transaction details.

2. Eligibility & Access Control

Access to this application is strictly limited to authorized society members. A member can log in only if:

If a member is inactive or a password has not been issued, login access is not permitted.

3. Information Displayed

The application may display the following information:

4. Data Collection

The application processes personal information including the registered mobile number, member ID, account details, and financial information solely for providing banking and cooperative society services. No public registration is available, and all information is retrieved securely from the society's authorized backend database.

5. Authentication & Login Data

Authentication is performed using a registered mobile number and a system-generated password.

Login credentials are stored securely in encrypted form and are used only for authentication purposes. Credentials are never shared with third parties.

6. Server & Infrastructure

The backend system is built using Spring Boot and hosted on a secure private server environment. The database is not publicly accessible.

7. Permissions

The application requires only the following permission:

No permissions related to location, contacts, camera, microphone, or storage are requested or used.

8. Data Security

Industry-standard security measures including encrypted communication, access control, and secure authentication are implemented to protect member data.

9. Data Sharing

Member data is not sold, rented, or shared with third parties. All data remains within the authorized cooperative system.

10. Third-Party Services

The application does not display advertisements and does not use third-party marketing or tracking services. Limited analytics or crash-reporting tools may be used only to improve app performance.

11. User Responsibilities

Members are responsible for maintaining the confidentiality of their login credentials and must not share sensitive information with unauthorized persons.

12. Policy Updates

This Privacy Policy may be updated periodically. Any changes will be reflected on this page with a revised effective date.

13. Contact Information

For any privacy-related questions, please contact:

Developer / Organization:MOHITRAJ RESEARCH TECH PRIVATE LIMITED

For the Society:Ordnance Factory Salary Earner's Co-operative Credit Society
Email: ofmseccs@gmail.com
Country: India